Pond App — Prototype

Supply APR — Paid from borrower interest. Highest when the market is shut.

Total supplied — Headroom — of —

Utilisation — Borrowed against supplied

Your position — Redeemable at any block

Supply rebate

Hold POND while supplying and earn a higher rate. This returns part of the fee Pond already takes on interest rather than creating new yield, so nothing is taken from suppliers who hold none.

Your tier —

Added to your APR — On top of the base supply rate

Claimable — Earned and not yet withdrawn

Tier	POND held	Added APR

Holding tokenized equities somewhere you cannot connect from? Deposit by transfer instead, with no connection and no contract call.

Deposit

Supply USDG and earn the borrowing rate. Your position is a transferable ERC-20 that keeps accruing while you hold it.The first deposit needs two wallet confirmations

Amount

In wallet: — USDG

Withdraw

Redeem your position for USDG. No lockup and no queue, subject to available pool liquidity.

Amount

Your position: —

Borrow APR — Rises when the underlying market is closed

Available in pool — Cash on hand to borrow right now

Your collateral — Valued through the oracle, corporate actions applied

Borrow limit — Moves with the market clock

Your debt — Accrues every second

Position health —

No debt Liquidation at —

Collateral

Post tokenized equities to borrow against. They stay yours; you keep the price exposure.

Asset Amount

Borrow and repay

Draw USDG against your collateral, or pay it back. Repayment is never paused.

Borrow

Available to borrow: — USDG

Repay

Deleverage into the close

A position that is comfortable on Friday afternoon can be underwater at the Monday open, with no chance to act in between. Set aside USDG and a target, and anyone can reduce your debt for you before the market shuts.

Buffer

Set aside: — USDG

Carry through the close Act before the close

Your collateral

Asset	Posted	Value	In wallet
Connect a wallet to see your collateral.

Supplied —

Borrowed —

Collateral value —

Liquidation at —

Maintenance

Interest is integrated across market sessions. If a position has been untouched for a long period, the ledger may need catching up before it can be used. Anyone can do this for any position.

Total supplied —

Total borrowed —

Borrow APR —

Borrow headroom —

Collateral assets

Asset	Posted	Value	In wallet
No collateral assets configured yet.

Defined outcome pools

Buy a floor under a name for a fixed window, or post collateral and earn the premium for providing one. Sellers post the most they could ever owe before a single unit is sold, so capacity is finite and a payout is funded rather than promised.

Collateral is locked from the moment it is posted until the series settles. There is no early exit and no secondary market for either side.

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Send tokens, no connection needed

Three addresses, each doing one thing. Works from any app that can send a token.

Address

Robinhood Chain only

Anything sent on a different network never arrives here and Pond has no way to return it. Check the network before sending, and send a small amount first.

Supply rebateiSupply rebateSuppliers holding POND earn a higher rate. It is not new yield: it returns part of the protocol fee Pond already takes on interest, which is why it is capped. Nothing is taken from suppliers who hold no POND.

Deposit

Withdraw

CollateraliCollateral assetsTokenized equities you can borrow against. Each carries its own loan to value based on volatility and liquidity. NVDA and TSLA are treated as one correlated technology exposure; SPCX separately and more conservatively.

Borrow and repay

Deleverage into the closeiAuto-deleverageSet aside USDG and choose how much debt to carry through the close. Anyone can execute your plan in the hour before the market shuts, so you do not have to be awake for it. The buffer is not collateral and you can withdraw it at any time.

Your collateraliCollateral assetsTokenized equities you can borrow against. Each carries its own loan to value based on volatility and liquidity. NVDA and TSLA are treated as one correlated technology exposure; SPCX separately and more conservatively.

MaintenanceiAccrue interestInterest is calculated across market sessions rather than at a flat rate, so a position untouched for a long stretch may need catching up before it can be used. Anyone can do this for any position.

Collateral assetsiCollateral assetsTokenized equities you can borrow against. Each carries its own loan to value based on volatility and liquidity. NVDA and TSLA are treated as one correlated technology exposure; SPCX separately and more conservatively.